F. Paul Bland, Jr.

Rank: 
Legal Director
Email: 
pbland@publicjustice.net, Ext. 223
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F. Paul Bland, Jr., a Senior Attorney at Public Justice since 1997, is responsible for developing, handling, and helping Public Justice's cooperating attorneys litigate a diverse docket of public interest cases. Paul has argued and won more than 30 cases that led to reported decisions for consumers, employees or whistleblowers in four of the U.S. Courts of Appeals and the high courts of nine different states. Paul's Twitter handle is @PblandBland.

Paul was the 2006 recipient of the National Consumer Law Center's Vern Countryman Award, which "honors the accomplishments of an exceptional consumer attorney who, through the practice of consumer law, has contributed significantly to the well being of vulnerable consumers." He was also the 2002 San Francisco co-Trial Lawyer of the Year and the 2001 and 2009 Maryland Trial Lawyer of the Year. In 2010, he received the Maryland Legal Aid Bureau's "Champion of Justice" Award. Paul is a former co-chair and member of the Board of Directors of the National Association of Consumer Advocates

Paul successfully argued several appeals where courts rejected claims that various federal laws preempted state laws that would benefit consumers: Aguayo v. U.S. Bank, 653 F.3d 912 (9th Cir. 2011) (National Bank Act did not preempt state debt collection law); Epps v. JPMorgan Chase Bank 675 F.3d 314 (4th Cir. 2012) (National Bank Act did not preempt state debt collection law); Singh v. Prudential Health Care Plan, Inc., 335 F.3d 278 (4th Cir. 2003), cert. denied, 540 U.S. 1073 (2003) (claims under Maryland HMO Act were within ERISA's Savings Clause and did not conflict with ERISA's Enforcement Clause); Ting v. AT&T, 319 F.3d 1126 (9th Cir. 2003), cert. denied, 124 S. Ct. 53 (2003) (Federal Communication Act does not preempt state contract law); McKee v. AT&T, 191 P.3d 845 (Wash. 2008) (same); Sweeney v. Savings First Mortgage, 897 A.2d 1037 (Md. 2005) (federal law does not preempt state statute limiting mortgage brokers' fees); and Wells v. Chevy Chase Bank, 832 A.2d 812 (Md. 2003), cert. denied, 541 U.S. 983 (2004) (Home Owners Lending Act does not preempt state contract law claims against credit card issuer).

Paul has also argued and won several appeals where courts limited abuses of mandatory arbitration clauses:  Gibson v. Nye Frontier Ford, Inc., 205 P.3d 1091 (Ak. 2009) (selective appeal provision unconscionable; case would only be sent to arbitration if employer would pay all substantial costs of arbitration); Cordova v. World Finance Corp., 208 P.3d 901 (N.M. April 29, 2009) (one-sided arbitration provision unconscionable); Toppings v. Meritech Mortgage, 569 S.E.2d 149 (W.Va. 2002) (co-argued with Dan Hedges of Mountain State Justice) (where a lender's arbitration clause designates an arbitration forum that is paid through a case volume fee system, and the arbitration forum's income is dependent on continued referrals from the creditor, this so impinges on neutrality and fundamental fairness that the clause is unconscionable and unenforceable); Raymond James Fin. Servs., Inc. v. Saldukas, 896 So.2d 707 (Fl. 2005) (broker waived right to compel arbitration, even though investor proved no prejudice); Lewallen v. Green Tree Servicing, LLC, 487 F.3d 1085 (8th Cir. 2007) (also finding waiver of right to compel arbitration by a lender).

Prior to the U.S. Supreme Court's decision in AT&T Mobility v. Concepcion, Paul had argued and won a number of appeals where courts struck down contract terms banning consumers from bringing class actions, including: Ting v. AT&T, 319 F.3d 1126 (9th Cir. 2003), cert. denied, 124 S. Ct. 53 (2003) (also striking from AT&T's arbitration clause secrecy term and terms imposing excessive costs upon consumers); Discover Bank v. Superior Court of Los Angeles County (Boehr), 113 P.3d 1100 (Cal. 2005) (co-argued with co-counsel Brian Strange); Scott v. Cingular Wireless, 161 P.3d 1000 (Wash. 2007); Fiser v. Dell Computer Corp., 188 P.3d 1215 (N.M. 2008) (argued as amici, co-argued with plaintiffs' counsel Austin Tighe).

His other successful oral arguments include the following decisions:

  • United States v. United States ex rel Thornton, 207 F.3d 769 (5th Cir. 2000) (relators under qui tam provisions of the False Claims Act are entitled to receive a statutory share of the value of some non-cash proceeds of a settlement between the U.S. and the defendants).

  • Dua v. Comcast/Harvey v. Kaiser, 805 A.2d 1061 (Md. 2002) (statute that retroactively stripped consumers of accrued cause of action violated several provisions of state constitution).

  • Riemer v. Columbia Medical Plan, 358 Md. 222, 747 A.2d 677 (Md. 2000) (unanimously holding that the Maryland HMO Act prohibits HMOs from pursuing members for subrogation of recoveries members receive from third parties, on the grounds that HMOs offer pre-paid care and may not charge consumers a second time for such care.)

Paul is a 1986 cum laude graduate of Harvard Law School and a 1983 magna cum laude graduate of Georgetown University, where he received a B.A. in Government. Prior to coming to Public Justice, Paul was Chief Nominations Counsel to the U.S. Senate Judiciary Committee, and worked for nearly seven years with Kieron F. Quinn in Baltimore, Maryland, where he handled consumer and toxic tort class actions, prosecuted qui tam suits and defended libel suits.